Official online servers for FIFA 16 across all platforms (PC, Xbox, and PlayStation) were permanently shut down by EA on February 14, 2023. Because the official servers are offline, most "server errors" occur because the game is trying to connect to a service that no longer exists.
EA and it's servers shutting down for previous FIFA's : r/EASportsFC fix server fifa 16 zip full
Final advice: Avoid downloading random “fix server fifa 16 zip full” files. Stick to known modding communities. If you just want nostalgia, play offline — it’s safer and still fun. Official online servers for FIFA 16 across all
If the game stays on the loading screen, wait for at least 30 seconds without touching anything—this often triggers the offline bypass. fix server fifa 16 zip full