Lic Efap __exclusive__ ◉
Note: While LIC had a specific plan branded "EFAP" (Endowment with Profit Annually) in its portfolio, it is often a variant of the standard LIC Endowment Plan (Plan No. 914 for Table 914) or a specific term rider. For the purpose of this detailed report, I will outline the LIC Endowment Plan (Table 914) which is the direct successor to the old "EFAP" concept—offering annual reversionary bonuses plus a final additional bonus.
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While primarily a backend tool for branch staff, the implementation of EFAP directly impacts the quality of service customers receive: Faster Turnaround: Services like address changes, premium status checks , and loan applications are handled more rapidly. Note: While LIC had a specific plan branded
Handouts & Sample Papers: LIC periodically releases "Information Handouts" for candidates appearing in Phase I and Phase II exams, which include sample questions and the paper pattern. What is LIC EFAP
- What is LIC EFAP? LIC EFAP is a financial assistance plan designed for LIC employees, providing financial support during difficult times.
- Who is eligible for LIC EFAP? LIC employees with a minimum length of service, typically one year, and in good standing are eligible for LIC EFAP.
- What benefits does LIC EFAP offer? LIC EFAP offers financial assistance, medical expenses, education loans, and housing assistance, among other benefits.
- How do I apply for LIC EFAP? Employees can apply for LIC EFAP by submitting an application form, along with required documents, to the designated LIC office.
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LIC EFAP (Endowment with Profit Annually) – Comprehensive Product Report
1. Executive Summary
LIC EFAP (Table No. 814/914) is a traditional non-linked, participating endowment assurance plan. It is designed for individuals seeking a combination of protection (life cover) and savings (maturity benefit). The "With Profits" feature means policyholders receive annual reversionary bonuses and a final additional bonus (FAB) , declared by LIC based on the corporation's investment performance.
In the context of the Life Insurance Corporation of India (LIC), FEAP stands for Front-End Application Package.
- Age proof (Birth certificate / 10th mark sheet / Passport)
- Address proof (Aadhaar / Voter ID / Passport)
- Income proof (for high Sum Assured)
- Medical reports (if applicable)